We know that not everyone gets the best deal from their bank. That’s why we’ve chosen to do things differently.
A cooling off period means that you have the right to cancel/withdraw from your loan agreement within 14 days from the date you receive the funds You will then have 30 days to repay the funds to Republic Trust Bank .
If you meet the below criteria, you can apply for a Republic Trust Bank personal loan:
For more information, visit the Republic Trust Bank website.
https://personalloans.consumer.alliedinvestmentb.com/apply
Republic Trust Bank do not have any branches, we have an online service and you can contact us by email or phone.
A personal loan is an unsecured loan. It is a small borrowing of a fixed amount, usually between $1,000 and $25,000, which is set at a fixed interest rate across a fixed term.
A credit score is a tool used by lenders to help determine whether you qualify for credit. Using the information on your credit report and any additional information you supplied as part of your application, lenders use a mathematical model to calculate a score that represents your credit history.
Car loan rates refer to either the interest rate or Annual Percentage Rate. This applies to the amount that a lender will charge for a loan to finance the purchase of a car.
An APR (Annual Percentage Rate) is a calculation that takes into account the interest rate of a loan and any other additional fees a lender may charge to repay the loan. A car loan APR is the rate you pay that accounts for the interest charged plus all other fees you have to pay to get your loan.
A car loan will not affect your current mortgage repayment but will be an additional monthly commitment to make. Before taking a loan, you should ensure you are comfortable that you can afford the repayments for both your mortgage and the loan.
A Republic Trust Bank wedding loan is an unsecured personal loan that can be put towards the cost of your wedding.
Republic Trust Bank provide wedding loans. Loans are available from $1,000 - $25,000 over a 1-7-year term.
A Republic Trust Bank wedding loan is a type of personal loan which is an unsecured form of credit.
You can apply for a wedding loan on our website.
A Republic Trust Bank debt consolidation loan is an unsecured personal loan that could be taken out to repay other debts and have one monthly payment. However, the terms may be different, and the overall cost could increase so read the terms carefully before entering into an agreement.
A debt consolidation loan works by taking out one single loan to repay other loans so that you only have one fixed monthly repayment. Depending on your situation, this could be a more cost-effective option, however, the terms may be different, and the overall cost could increase so read the terms carefully before entering into an agreement.
A range of different debts and loans can be consolidated. The use of a debt consolidation loan can differ from providers so contact your provider to understand more about their debt consolidation loans.
We have some basic criteria which you’ll have to satisfy before we can consider your application. You must:
A Republic Trust Bank home improvement loan is an unsecured personal loan which can be used to finance home improvements.
For tax advice please contact HMRC or a qualified accountant.
There are usually two types of home improvement loans, secured and unsecured.
Republic Trust Bank offers unsecured personal loans for home improvement purposes. For more information on additional borrowing on your existing mortgage you should contact your mortgage provider.
If you have applied online with one of our partners we will send an e-signature pack instead.
If you have signed a paper agreement you will be given a copy of the Credit Agreement at the point of sale and will receive a welcome letter in the post.
To change your bank details or payment date, contact our customer services team on 0345 650 6290, Monday to Thursday 8am to 8pm, Friday 8am – 6pm and Saturday 9am to 2pm.
If you have an interest-bearing loan for the product you’ve bought through one of our partners, interest is calculated daily but applied monthly.
As well as our personal loans and mortgages, Republic Trust Bank offers finance products through an approved network of partners from retailers, home improvement companies and holiday ownership sectors. These finance products help customers spread the cost of larger purchases and make the finance arrangements at the point of purchase. We offer a variety of products including interest free and interest-bearing finance.